Insurance & Rates
Transparent rates. Honest about coverage.
In-network with major insurers, with self-pay and sliding scale options for clients who need them. Below is what you can expect when working with Sailebrite Clinical Services.
What we accept
Insurance accepted
In-network providers
Sailebrite Clinical Services is in-network with the following insurance providers:
- Blue Cross Blue Shield (BCBS) PPO
- United Healthcare / Optum
If you're using insurance, your plan may cover all or part of the cost of therapy depending on your benefits, deductible, copay, and coinsurance. We recommend confirming your coverage with your insurance company before your first session.
Out-of-network and self-pay
If we're not in-network with your insurance, you can still work with us. We offer:
- Self-pay rates
- Out-of-network super bills you can submit to your insurance for possible reimbursement
- Sliding scale options for clients who need them
We'll talk through what works for your situation during your free consultation.
Self-pay
Standard rates
Initial intake
First session
$450
Standard session
50 minutes
$350
Couples & family session
Per hour
$450
Sliding scale
Based on financial need
Available
We believe therapy should be accessible to people who need it. If the standard rate is a barrier, we offer sliding scale options based on financial need. Reach out and we'll talk through what works for you.
Deeper, focused work
Therapy Intensives
Immersive, focused sessions for individuals and couples. Pricing is based on your individualized needs, so please inquire for a personal quote.
- 3 hours
- 4–6 hours
- 8 hours
- 2 days
- 3 days
- 5 days
Additional services
Beyond regular sessions
Some services fall outside what insurance covers. These include coordination with schools, outside providers, and involvement in legal or educational meetings. The following fees apply for these services and are not billable to insurance.
School coordination
$125
Outside provider coordination
$125
IEP meeting involvement
$225
Documentation review
Beyond intake forms
$125 / hour
Administrative fees may apply for letters, reports, or court-related preparation and attendance. These are listed in your fee agreement and discussed in advance.
Policies
Cancellations and no-shows
Cancelling with more than 48 hours notice is free. Cancellations made between 48 and 25 hours before your session are charged the cancellation fee. Cancellations made 24 hours or less before your session are charged the late cancellation fee.
$150
Cancellation fee
25 to 48 hours notice
$250
Late cancellation fee
24 hours notice or less
We understand emergencies and illnesses happen. Every client gets one freebie per calendar year for emergencies that result in less-than-48-hour notice. Exceptions are made for extreme circumstances such as dangerous weather, a death in the family, or hospitalization. If you're not feeling well but want to keep your session, we can switch from in-person to telehealth.
If you do not show up for a scheduled session and have not contacted us before the start time, you will be charged the full session fee.
$350
No-show fee
Or your agreed-upon sliding scale or self-pay rate
Repeated unjustified cancellations or repeated no-shows will result in being removed from the schedule. All late cancellation and no-show fees are charged to the card on file.
How payment works
Payment and billing
Full payment is due at the time of your session. We require a valid credit or debit card on file for all clients. This card is charged for session fees, copays, and any late cancellation or no-show fees as they accrue.
If you're unable to pay at any point, please tell us. We may be able to offer a payment plan, sliding scale, or refer you to lower-cost services. Outstanding balances may pause or stop sessions until resolved.
For additional details on payment processing and billing practices, see our Consent for Services.
Frequently asked questions
Do you take BCBS or United Healthcare?
Yes. Sailebrite Clinical Services is in-network with Blue Cross Blue Shield (BCBS) PPO and United Healthcare / Optum. We recommend confirming your specific benefits, deductible, and copay with your insurer before your first session.
What does a session cost without insurance?
The standard self-pay rate is $350 for a 50-minute session, and the initial intake is $450. If we're out-of-network with your plan, we can also provide superbills you can submit to your insurance for possible reimbursement.
Do you offer a sliding scale?
Yes. We offer sliding scale options based on financial need. If the standard rate is a barrier, reach out and we'll talk through what works for you.
What is your cancellation policy?
Cancelling with more than 48 hours' notice is free. Cancellations made between 48 and 25 hours ahead are charged a $150 cancellation fee, and cancellations made 24 hours or less ahead are charged a $250 late cancellation fee. Every client gets one exception per calendar year for emergencies, and no-shows are charged the full session fee of $350.
Do you offer telehealth?
Yes. Therapy is available both in person and via telehealth for clients across Illinois and Indiana.
Ready when you are.
Book a free 15-minute consultation. A short call to see if we're a fit. No pressure.